Xavier Terry Storyboard
By xterry, Updated
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Hey dad, I need your help with something.
Sure son, anything you need.
What's a credit report and credit score?
Oh that's easy son, a credit report is a record of a consumer's credit history.
Also son, a credit report consist of the type of credit you have either it's open-end or closed-end. And, it contains your inquiry and public record information.
What is a credit score?
A credit score is a numerical summary of your credit history. The most common credit scores available are Fair Isaac, Corp (FICO) and Vantagescores.
Also, your credit score is impacted by your credit history; the more positive your credit history is the higher your credit score is.
AND NOW YOU KNOW!!!
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