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- Skluzavka: 1
- I don't look at my bank account activity. I don't have the time.
- Skluzavka: 2
- Don't be like this. Identity Theft is a real thing and a real problem. People could get ahold of your personal information like your name, date of birth, social security, and address, then they can do whatever they want in your name from steal money right from your bank account to give you a criminal record by pretend to be you and getting arrested.
- What if something goes wrong with it and you don't catch it? Your not worried about Theft?
- Worried about what?
- Identity Theft
- Its also very impotent to look at not just your bank accounts but your credit score as well, identity theft can affect that as well. If the theft is taking out loans or getting credit cards in your name it can damage your credit. Some places like Equifax, which is a place you can check your credit used by many banks and other establishments they would require your credit score, are required by law to sent you a credit report once a month so you can see your score and what is effecting it. This way you can find any miss information and correct it! Be safe out there and don't get stollen from!
- Skluzavka: 3
- There are ways to defend againstthis however, many banks offer compensation so you get the money stollen back but this doesn't apply to accounts opened in your name just ones you already had open. Some ways you can detect this type of thing is through paying a company to check over things once a month and letting you know if they see anything strange. There is no sure fire way to defend against theft like this is to freeze your accounts, which would mean no one could open accounts at the bank or take out loans in your name but that also means you can't for around 7 days as that is how long it takes to freeze and unfreeze accounts if you so choose.
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