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- Skluzavka: 1
- I’d love to get this car to make commuting easier, but I don’t have enough savings. I wonder if I can get a loan!
- Maitha, a young girl, is looking at a display of new cars at a dealership and is interested in buying one.
- Skluzavka: 2
- Maitha, to qualify for a loan, we need to check your credit score. It shows how reliable you are with borrowing money.
- Maitha is at a bank, speaking with a loan officer, Miss Sarah.
- Skluzavka: 3
- Credit score? I’ve heard of it but never thought much about it. Why does it matter?
- Maitha asks about credit score.
- Skluzavka: 4
- A higher score can mean better loan terms, like lower interest rates. It shows lenders that you’re likely to pay back what you borrow.
- Maitha understands the importance of a credit score.
- Skluzavka: 5
- A good credit score usually falls between 700 and 850. You can build it by using credit responsibly. For example, paying bills on time and not spending more than you can afford to repay.
- Miss Sarah explains credit score basics using a chart showing “Poor” to “Excellent” scores.
- Skluzavka: 6
- So, paying my credit card on time helps my credit score?
- Maitha wonders if paying her credit card on time helps her credit score.
- Skluzavka: 7
- If you have a high credit score, you can qualify for lower interest rates, meaning you pay less over time.
- Miss Sarah shows Maitha loan options based on her credit score, one with high interest and one with low interest.
- Skluzavka: 8
- So, with a good score, I could save money on this loan?
- Maitha asks if a good credit score means saving money on loans.
- Skluzavka: 9
- Yes, and that makes it easier to afford big purchases like a car or even a home someday.
- Maitha learns that a good credit score makes it easier to afford big purchases.
- Skluzavka: 10
- I hope my score is good enough to get a decent interest rate.
- Good news, Sam! Your credit score is solid. You’re eligible for the loan with a lower interest rate.
- Maitha looks nervous as Miss Sarah checks her credit score on her computer.
- Skluzavka: 11
- Maitha and Miss Sarah shake hands.
- Skluzavka: 12
- Thanks to my good credit score, I got a loan I can afford. It really pays to use credit wisely!
- Maitha is driving away in her new car, looking happy and relieved.
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K Vyzkoušení Není Potřeba Žádné Stahování, Žádná Kreditní Karta a Žádné Přihlášení!
