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Identity Theft

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Identity Theft

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  • The credit company fixed her credit and gave her a lesson on how to keep her identity from being stolen again.
  • They taught her about identity theft, the 3 Ds of Credit and the credit bureaus she could contact.
  • Identity theft is when a person wrongfully uses another person's information.The 3 Ds of Credit:1. Deter - you can deter by not carrying around all of your personal information at once or by not clicking on suspicious emails2. Detect - you can detect by checking your credit report regularly3. Defend - you can defend by contacting the three credit bureaus and the company where the fraud happenedCredit BureausExperian, Equifax, TransUnion
  • They also taught her about the value of a free credit report and that identity theft is common.
  • A free credit report is valuable because checking it doesn't affect your credit score, and it allows you to make sure that everything is accurate.Almost 1/3 of Americans have been a victim of identity theft. The most common age range of victims is 30-39.
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