Credit Comic Part 1-6

I can’t believe how high my student loan debt is…I’m only 20! And I don’t even spend that much! What do I do, Elaine?
There, there, Alice. Sometimes loans are necessary, you know? But maybe you can help it with the benefits of a credit card. You do have a credit card, don’t you?
Of course I do. My mom made me get one a long time ago, with her as a cosigner. It’s what I’m using to pay off this debt. My parents always handled it for me though, I don’t really understand it…
Okay, I’ll just show you! Just pull up the website for your credit card.
Okay. It says here that your card has a 0% APR in the first year then rises to 13% to 20% based on creditworthiness. This means that percentage of your balance will be charged as interest every year. Wow, that’s pretty good for a first card.
Creditworthiness? Am I worthy of owning a credit card?
No, no, this refers to your credit score. It’s basically a number grade on how good your credit history is. Now, it says your credit card has the benefit of showing it to you every month with a report. So what did it say?
Yeah, that’s pretty good! You only have one credit card from a few years ago, right? That’s good, it’s best to start early to build credit!
Oh, so that’s what the number meant! Um, I think it was 690. Is that good?

40 मिलियन से अधिक स्टोरीबोर्ड बनाए गए

कोई डाउनलोड नहीं, कोई क्रेडिट कार्ड नहीं, और कोशिश करने के लिए किसी लॉगिन की आवश्यकता नहीं है!