This low premium plan saves me money every month. Easy choice!
Health insurance premiums are what you pay monthly regardless of whether you use care. Maya goes with the lower premium - less monthly cost, more risk later.
Csúszik: 2
Low premium
High premium
VS
Yay! I only had to pay a $25 copay this visit!
Yikes! $500? I didn't think it'd cost this much...
Maya skips regular checkups to save money... until an issue lands her in urgent care with a surprise $500 bill.
Maya goes in for regular checkups, pays $25 for a visit, and catches a health issue early. No big bills, no stress.