Good Vs. Bad

Sweet! We can go inside and start the paperwork. Unfortunately, your credit score isn't the best. It is 620 which would put your interest at 18%.
It just means that you will pay more per month and more interest.
Hey there! Your interested in the grey car correct?
Ok. That works for me lets go ahead inside and sign the papers!
What would that mean for me?
Yes the same one that my friend got!
Ok. How much interest total will I be paying? And what is the total I will pay as well?
Ok. I can do that. Lets go ahead and sign the paperwork to make this car mine.
You will pay a total interest of $13,613.75 with a total over all payment of $39,613.75
Ok, so, after crunching the numbers and figuring everything out. You will be paying $660.23 monthly for 5 years.
How did it go?
Oh my! Why so much?
Oh, no. That is alright, though! You can do this. You just have to get a better spending habit now.
My credit score is 620. I guess its so low because I miss payments and over spend.
It went ok. We got matching car! However, my interest rate is 18% and I'll pay $13,613.75 in interest!
Yea your right.

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