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  • The next morning Sam’s dad called her freaking out because she had just spent her entire monthly income plus $219. At first Sam was confused, but after hanging up the phone she realized what had happened. She had accidentally confused her yearly income for her monthly income, and now had no money to sustain her that month.
  • Oh no!
  • Sam and her dad eventually came to an agreement as to how they would solve this problem. Her dad would lend her the money she had spent, but with one condition. She had to pay back an interest rate of 30%. She realized that meant no extra money to spend on parties. If only she hadn't lost her budget chart!
  • I'll be more responsible next time!
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