Untitled Storyboard

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Hey Olivia! I'm so excited to hang out! I've got some great news!
Hey Charlotte! I'm excited to hang too, schools been rough lately, we all deserve a break.
Right? I've barely hard any time for anything else with all our assignments. I was able to get this awesome new credit card though.
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Well I don't know if that's such a good idea... I remember from class that the best idea is to open the least lines of credit as possible, isn't this like your 5th credit card?
Well.. actually it's my sixth credit card, but to be fair, all the other ones are maxed out for this month!
Oh Charlotte! You're supposed to spend less than 50% of the max limit on each credit account! Not paying your credit debt back on time decreases your credit score, please tell me you've been paying your debts back on time....
Um... yeah no, this has been affecting my credit score? Dang, my credit must be like at 7 right now.
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Well, credit scores range from 300-850, while after all these unpaid debts most likely negatively affected your score, it can't go below 300.
Also, your credit score affects the prices on large purchases like that new car you want, or how much you have to pay for a house. Better score+Better rates.
Well this is news to me... I've got to make some calls, see you later Olivia!

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