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We love this house! Let's go put down our deposit at the bank!
I'm so glad I could help you find your dream home!
Hello, we are here to take out a loan so we can purchase a new home!
Wonderful! Let me just take a look at your credit scores.
What do you mean? What's a credit score?
A credit score is a number assigned to a person that indicates to lenders their capacity to repay a loan.
I didn't know that you take that into consideration when giving out loans
Your credit scores are a very important factor when it comes to deciding if you are able to pay it back in a reasonable time.
Oh no!!!
Your credit scores combined adds to about 300 and you both are denied for the loan.
Because of our low credit score this the only house we can afford without a loan!
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