Person finance Comic 3

Slide: 1
That's amazing, Just one thing before you start you should make a budget
Hey dad, I'm planning on opening a sweets stand for money
A budget helps keep track of how much you spend. It can help you consider how much you pay for certain things, Helps you reach your goals and helps control how much you spend
Whats that?
Slide: 2
Hold on, Did you consider you expenses in income today?
Dad! It worked I got so much money! Can't wait to spend it all!
Income and expenses are very important in budgets. Income is money you earn from the stand. While expenses would be stuff like ingredients for the products you sell.
No? whats that
Slide: 3
Are you sure you wanna pay with credit? Looks like you're in a lot of credit card debt... It could affect your credit score
What's a credit score?
Credit score is a rating of how responsible or risky you are with credit cards, loans, and other stuff given by banks. If your credit score is too low banks could stop giving you loans or any form of money.
Oh dang thanks for warning me, I'll just pay with cash then

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