Loisel is sad because she doesn't have anything nice and she doesn't have a house with beautiful curtains, drapery, walls and floors.( the other girl is the maid )
climax
The husband comes home, happy because he has invitations to a ball, Loisel is crying though, because she feels that she doesn't look good enough to be dancing, she doesn't have jewelry or a nice dress or anything.
falling action
The husband gives Loisel 400 francs to buy her a nice dress so that she feels pretty and good at the ball. She gets the dress but she feels that she still needs some type of jewelry, so she goes to an old friends house to borrow a diamond necklace.
resolution
The two are having a nice time at the ball, they decide to go home because it's early in the morning. When they get back, Loisel finds out that she lost the necklace.
The husband, instead of saying they lost it, worked and visited loan sharks and wasted 10 years of his life to get enough money to buy another diamond necklace.
Loisel returns the new diamond necklace to her friend, a couple years later she confesses that she bought a new necklace for 30-40 thousand francs, her friend says that the original necklace was a fake and was only 500 francs.
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