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  • Yes girl I have a really good credit score I payed everything fully
  • Hey Lauren!!! Listen to this girl? I just got my first credit card
  • OMG! Exciting
  • So i'm going to the mall to shop on credit
  • One thing that you need to know about credit card is that you have to pay the bill on time or fully, but you can shop all you want.
  • I listened to what you had said about credit card and it actually helped me with my credit score
  • So what now. You have a good credit score?
  • Listen to this So when I first got my first credit cared I was young and foolish and you wont believe what had happened to me.
  • What happened? 
  • Due to the facts that I did not pay on me, and I was always late on my payment, my credit score went down, and I had really bad credit.
  • Oh my God that's crazy  I hope that never happens to me.
  • All you have to do is *Pay on time *Pay fully if you can *Don't go over the amount on the card.
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