personal finance

personal finance
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  • hey man this car is making all kinds of noise you should probabaly get a new one.
  • i dont have that kind of cash cars are really expensive now a days 
  • havent you ever heard of credit
  • yea but i havent checked my credit score in a while. ive missed a couple payements and i dont know how to check it
  • just go online and get your free annual credit score check 
  • wow!! my credit score is only 500. theres no way they will give me a loan.
  • well theres only one way to find out. lets ask them if your eligible for a loan. 
  • okay ill go get the guy and ask him. 
  • thats what happens when you dont pay on time.
  • yes you can get a loan but your interest on the money you borrow is going to be high compared to someone with a good score
  • hey my credit score is a 500. is there any way i can get a loan for a new car
  • thank you
  • just remember you can always get a better score by paying the bills you didnt pay. even if its late its better than nothing. 
  • yea looks like im going to be stuck with my old car now. having good credit really is important. 
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