Hey, my name is jim and I just turned 18. Can you help me get my first credit card?
Hello Jim, My name is Bob, I can help you and thank you for choosing our company.
Whoaaa there, hold on. this could ruin your whole life if you spend more than you are able to pay off. And credit scores take time and patients to build up.
Great! Can't wait to buy a car and go on shopping sprees! My credit score is gonna be great!
Well, lots of important companies have the ability to see your credit report. If you don't know what a credit report is, it is a Is a record of a consumer's credit history that includes information about credit card use as well as the use of other types of credit like loans.
Well, everything you put on you credit card is put on your credit report, and effects your credit score depending apron if you are able to pay it back in time.