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  • I saw an add on TV and I had no clue what it meant.
  • What was it about?
  • report??? score??? credit???
  • Oh you mean credit reports and credit score?
  • Hmmm... I wonder what a credit report consists of...
  • Well, it has personal info, accounts summary, public records and credit inquires 
  • Oh wow! Thank you for those four facts about credit reports!
  • You're welcome! Do you know anything about credit scores?
  • Not at all...
  • Well a credit score is a tool lenders use to evaluate you for loans. The most common credit scoring system is FICO, where scores range from 300 to 850.
  • Wow! Thank you for all that amazing information!
  • Of course! Now go check your credit score and practice good banking techniques!
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