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I saw an add on TV and I had no clue what it meant.
What was it about?
report??? score??? credit???
Oh you mean credit reports and credit score?
Hmmm... I wonder what a credit report consists of...
Well, it has personal info, accounts summary, public records and credit inquires
Oh wow! Thank you for those four facts about credit reports!
You're welcome! Do you know anything about credit scores?
Not at all...
Well a credit score is a tool lenders use to evaluate you for loans. The most common credit scoring system is FICO, where scores range from 300 to 850.
Wow! Thank you for all that amazing information!
Of course! Now go check your credit score and practice good banking techniques!
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