credit report comic

credit report comic
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  • January, 2017
  • Now that I have a credit card, it's time I use it! 
  • Bob receives his first Credit Card
  • I'll purchase everything and anything I want, because I can afford it with this credit card
  • December, 2017
  • I should probably check my credit report, now that it's almost the end of the year. I can request it from either Equifax, Experian, or TransUnion
  • Bob's Credit Score: 330
  • Oh no... this is terrible. This score is so low, nobody will want to give me Credit anymore.
  • Late Payments:  Bill on 4/5/17 Bill on 6/6/17 Bill on 8/8/17 Bill on 10/14/17
  • This is definitely having a negative effect on my Credit Score
  • Your Late Payments are documented in your Payment History. Payment History is 35% of your Credit Score on Your Report
  • No wonder why my credit score is so low. I need to start paying my bills on time!
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