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  • Sweetheart, please don't speak that way. What's wrong? What's troubling you?
  • I can't do this anymore. Life isn't even worth living if I have to live it like this.
  • Honey, just come down from there so we can talk.
  • My credit! It's terrible it's so bad I don't even know how I'm going to buy my apartment.
  • I've been just swiping and swiping my credit card that I'm so far in debt I don't think it's recoverable.
  • Now tell me what happened.
  • But my credit score is only a 580! It'll take too long.
  • Of course it's recoverable!! It will just take time. Start paying your bills on time and paying off your credit cards in the full amount.
  • How do  I do that?
  • You're right it will take time but it will be worth it. You can also start by looking at your credit reports.
  • You can get a free credit report each year from one of the Credit Reporting Agencies.
  • Thankyou Ms. Angie!!!!
  • No problem Sally!
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