Truth in Lending Act of 1968

Truth in Lending Act of 1968
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  • Before the Truth in Lending Act of 1968
  • I need a loan!
  • I will able to pay this back with my new job!
  • Here is your loan. It is $15000 and your interest rate is 6%.
  • $1100 in fees! My creditor did not tell me about this. I don't have the money to pay it!
  • I am now in debt!
  • After the Truth in Lending Act of 1968
  • I need a loan!
  • There will also be $1100 in added fees. Is this okay?
  • Thank you for informing me. I will figure out a way to pay.
  • Here is your loan. It is $15000 and your interest rate is 6%.
  • I have the money to pay for this! Now I don't have to worry about debt!
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