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  • Somewhere Downtown...
  • Tylee, do you know how to qualify for credit?
  • Yes Brett, all you need to know is the 3 C's of credit. 
  • Character, a measure of your financial responsibility.
  • Capacity, a measure of your financial ability to repay a loan.
  • And Capital, the value of what you own, including savings, investments, and property
  • Sure!
  • Thanks! Do you want to help me apply for a loan?
  • When we go in make sure it's a secured loan. Which means its backed up by collateral and has a low interest rate.
  • Ok thanks!
  • Congrats! You've been approved for the loan!
  • Yay!
  • Its when someone gets a hold of your social security #, Drivers license#, or credit card#. They use these to access your bank account or other personal info.
  • Thanks. But whats identity theft?
  • Congratulations Brett! Now it's important to maintain a good credit rating to apply for more loans. You can do this by never missing a payment, reading what you sign, and becoming aware of Identity theft
  • Yikes! Sounds Scary!
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