B&PF

B&PF
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  • Certainly, Sir. 
  • I would like to get a loan. 
  •  Okay may I ask you a few questions? 
  • Um well I do not have an actual listed place of living. I have been hotel hopping lately. But I do work at McDonalds since tenth grade.  
  • How long have you held your current job, and how long have you lived at your current address?
  • I make about $8 an hour, so around $17,800 a year. 
  • Ok. And How much're you making at your job?
  • I have about $600 in my pocket and there is art hanging on the wall in my hotel room that I could probably steal. I have a lot of debt because I went to college but never got my degree so I cannot get a job.
  • And what do you consider your assets and liabilities to be?
  • I have a used car that I just totaled. But that's it. 
  • What sources of collateral do you have?
  • Ugh. Whatever sir. 
  • Well with all of this information I am sorry sir but I cannot give you a loan at this time. 
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