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  • Hmm... My allowance is not enough to pay off the semester fees. But I want to buy new gadgets....
  • Yes, they are quite expensive. But I used my student loan allowance to buy them, so it will be okay.
  • Wow Arif, you bought the latest laptop and headphone? Aren't they expensive?
  • Arif is a second-year student at MS University. He likes to use his study loan allowance to spend on unnecessary things through his phone.
  • I couldn't pay the semester fees as I used the student loan allowance to spend on personal things. Can you please advice on this matter?
  • You should learn on how to save money better. You need to find a way to pay off the semester fees, I will extend the time for you settle the payment.
  • Until one day, he realizes that his monthly allowance decreases significantly and he needs to use the allowance money to pay for his semester fees. Despite that, he still wants to buy new gadgets to keep up on the trend.
  • Yes, I've heard about the seminar. I will attend it surely. Thank you for the opportunity to extend the time for me to settle the payment.
  • I recommend you to attend an upcoming seminar hosted by our university about savings. The speaker from Dr. Money is respected for his insights for youths for money savings
  • The same day, he went to town and bought the latest laptop and headphone to impress his friends.
  • I am determined to attend the seminar and I hope I can improve my discipline in saving my money. That way, I can pay the future semester fees without any issues.
  • One day, Arif wanted to activate his student status at the university account department. But, his balance is not enough to pay off the semester fees. Arif was panicked.
  • While the account executive allowed Arif to pay the fees later, he also advised Arif to attend an upcoming seminar at the university about savings. He said, the guest speaker is from company Dr. Money, a well respected company that helps youth to save money.
  • Arif is determined to be disciplined in saving his money. He is excited to attend the upcoming seminar to find ways to resolve his spending issues.
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