The Loisles are a middle class couple, but Mrs. Loisel is unhappy with her life.
Climax
OMG!! I lost the necklace.
She wishes to be rich and not be married to a clerck and to have all luxuries she dreams having.
Falling Action
The Loisels were invited to a minestry ball, but Mrs.Loisel needed a new dress and jewerly. Her husband gives her $400 francs to buy the dress and she borrowed a diamond necklace from her rich friend Mrs. Forestier.
Resolution
All this time the necklace was fake.
Mrs.Loisel was a sensation at the ball. After she arrives, she realizes she lost the necklace.
We lost everything even our house!
The Loisels had borrowed 36,000 francs to replace the necklace. Their life changed completly. They became pauper.
After 10 years of hard work, the Loisels finished paying their debt only to find out it was fake necklace.