when a person or yourself is using a new online shopping sites, make sure you check the reviews to see if theres any problems or rip-offs
during online shopping make sure theres a lock on the top that says secure or the website has security enabled. possibly check the http:// .
when theres E-mails that says "we need your credit card number to save the economy" or "you have won the lottery, all we need is your email and password to get this money" these are cybercriminals or people that just wants money.
what ever electronic you are using like computers, laptops, and hand held devices(HHD), there is always a way to hack into any personal imformation, or apps that'll be rip-offs just to hack your savings or bank account.