More Options: Make a Folding Card

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Storyboard Text

  • Dad, can I buy this new shirt?
  • No honey.
  • Why can't you? Don't you have that card that you can buy anything with?
  • That is a credit card, and no I don't get everything for free with it.
  • How come?
  • A credit card is like getting a loan from a bank, I can't just buy whatever because I would owe the bank money and my credit score would go down.
  • What is a credit score?
  • A credit score is a number that determines the risk a lender has lending you money.
  • How do you get one?
  • You have to start with a credit card and pay on time, you can build it more by getting a car loan or mortgage loan.
  • I'm going to get one so I can build my credit!
  • No honey, you have to be 18 and you're only 12.
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