Personal Finance

Personal Finance

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  • My financial needs are food, water, and my house that keeps me warm. My financial wants are fishing equipment because I LOVE to fish.
  • Hey Jim I was wondering,  what are your financial wants and needs.
  • My financial goals are to use my money to help out my short term and long term goals. My short term goal is to save money to buy a brand new expensive fishing pole.
  • Have you thought about your financial goals.
  • How about your long term goals. 
  •  My long term goal is to buy a big fishing boat to fit me and my friends.
  • Its Flexible right now because I work overtime every once in a while. If I didn't work overtime, it would be fixed because at my job I get the same amount of money.
  • So how is your income, is it flexible or is it fixed.
  • Do you know what expenses you pay for?
  • I pay for my Netflix subscription ,my wifi, my phone bill,my water bill, my rent, and my electric bill.
  • I use it when I purchase big items that are greater than $100. I sometimes use it when I go to a restaurant to pay the bill. Currently my credit score is 730 which is a good number.
  • One last question, when do you use your credit card and what is your credit score.
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