Tom walker and his wife never got along and were terrible people.
One day Tom was taking a short-cut home and came across the devil in a wooded area. the trees had names carved in them. The devil told tom that he would give him treasure if he worked for him.
perhaps church could save me.
Tom went to ask his wife to see what he should do. She said he should but he decided he would not because that's what she wants. his wife decided to do the deal without him. She took an apron full of valuables.
Tom went back to see the devil and saw his wife's remains around a tree along with some of the devils hair. because the devil killed his wife for him he decided to go through with the deal. Tom would become the Devil's usurer.
Tom became an usurer and was very good at it. As Tom aged he remembered that he owed his soul to the Devil and would go to hell. He decided to start going to church to save his soul ( did not work).
When Tom was old and tired the Devil came for him and took him to Hell. When they did, it set some trees on fire. None of the towns people seemed to care much.