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I have been making my credit card and others bill payments on time and have great credit. The bank trusts me and let me get a loan for a very large amount
I haven't been doing so good on some of my payments and my credit has dropped. The bank dident trust me too much and only allowed me a loan for a smaller amount
Credit scores can go from 300 the lowest to 850 the highest
Your credit is leveled on how well you pay your bills. paying on time will boost your credit and having late payments will lower it.