Updated: 4/1/2021

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  • I have been making my credit card and others bill payments on time and have great credit. The bank trusts me and let me get a loan for a very large amount
  • I haven't been doing so good on some of my payments and my credit has dropped. The bank dident trust me too much and only allowed me a loan for a smaller amount
  • Credit scores can go from 300 the lowest to 850 the highest
  • Your credit is leveled on how well you pay your bills. paying on time will boost your credit and having late payments will lower it.