Personal Finance

Personal Finance

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  • John, our new addition is going to be arriving soon, we need a bigger house.
  • You are absolutely right. Lets go house hunting tomorrow
  • Good, because I can't stand sharing a room with Bryan. He keeps wetting the bed
  • The Next Day
  • Wow, I really love this house. But I am afraid the mortgage is going to be high, we're going need a huge loan
  • We might want to go with your credit score because mine is 250 due to countless credit cards that I never pay on time 
  • Yeah, because Iearned that 250 is the lowest score. Way to go dad
  • I was hoping to find that out on my credit report
  • your gender nor the baby's gender is on your credit score.
  • Ohhh!! What's the gender
  • I came here to see  if I could apply for a loan to on a house
  • Im afraid I have some bad news. Your credit score  is 350 which is very low. Therfore, we deny  your loan.
  • Is there anything I can do to raise my credit score?
  • There's plenty. For starters , pay your bill on time,  don't owe money to lenders,  and own a couple of credit cards for
  • 2 years later
  • finally we have our own home
  •  I can't believe you raised your credit score to 750
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