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  • Why is my phone buzzing? Guess I should check it out. 
  • Thanks for paying off my credit card bill Bella! Owe you.  
  • Rachel
  • Oh Rachael, when will you learn that I won't always be there to bail you out of your fanicinal jams? 
  • I got the loan Rachel! And I'm eligible for home-ownership! I'm so excited!
  • That's great to hear Bella I'm really happy for you. But I just wanted to ask you something.
  • What is it Rachel?
  • I was just wondering if you could give me some pointers and some help on how I can pay my bills on time and save? 
  • Pfft, of course I can! All you have to do is stop using so much credit cards and only buy what you can afford in the long run and I suggest to start saving for the better. 
  • Wow thanks for the advice Bella! I will now take this into consider and apply this to my everyday life! I fell changed Bella all thanks to you. 
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