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  • Hey Jon, guess what I heard. Cole is now a debtor and was issued a garnishment.
  • Probably from all his impulse buying with his new credit card
  • Lets go talk to him about his liabilities and offer some advice.
  • Hey Cole we heard our credit history is struggling
  • Yeah I am so screwed, and I don't know what to do about it. The credit bureau will surely notify my new employer about my terrible credit. The finance company is threatening to come repossess my car.
  • I think I have been taken advantage of by a loan shark too. He keeps charging me late fees. He is definitely not giving me the prime rate.
  • Hmm I see. Have you ever heard of the 20/10 rule?
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