Hi, I'm Pete. I'm an 18-year-old freshman at Rutgers University. And today I'm going to buy a car.
Hmmm, I'm sure young and I just signed up for my credit card. With the credit card, I only bought a few things to witht the credit card to build up my credit.
It's 15,000 dollars.
I really like this one, How much?
That's a lot I need to get a loan from the bank to pay it.
Hello I want to buy a 15,000 dollar car so I need a loan.
Ok, what's you're name and information?
Ok, Pete as a credit counselor I'm going to tell you why you can't a loan. At this point, you really don't have credit and you need credit to get a loan just so we know you're reliable to pay us back. Good credit score range from 740-850. So you must build up you're credit so you can get this loan.