Credit - Personal FInance
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Don't worry about paying for lunch! I'll pay for it with my credit card! It's really convenient! It's just like a debit card!
What do you mean? A credit card is so different from a debit card! You have to pay off your credit card payments at a later time while debit cards are paid off immediately.
Really?! I should pay off my credit card debt soon!!
Yeah! If you don't, interest will only be added to your credit card the longer you wait it pay it off!
If you keep using your credit card incorrectly, you will have a poor credit score! So, you better pay off your credit card debt, especially since credit scores are difficult to raise.
Well it looks like I better get home to pay off my credit card, then! But don't worry, I'll still pay for lunch! I'll just use cash.
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