Personal Finance

Personal Finance
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  • Jesus? What are you doing on the moon?
  • Hey Amanda, I'm here to tell you about the importance of Credit Scores!
  • My Credit Score? I've never really checked it because I don't want to pay a fee!
  • Actually Amanda, checking your credit score is free, with agencies like TransUnion 
  • Really? I feel so foolish because I haven't checked my credit score yet!
  • Actually Amanda, 2/3 of American adults, haven’t looked at their credit report in the last year
  • But Jesus, I think I have a late payment, will my credit score plummet?
  • While paying a bill late is never a good idea, late payments are usually not reported to credit bureaus until 30 days overdue
  • Oh, so making late payments is something that everyone does?
  • Well Amanda, About half of Americans don’t have a single late payment on their credit reports, so I wouldn't encourage it.
  • Thanks for the advice Jesus, I should get back to Earth now.
  • No problem Amanda, I'll be here whenever you need me!
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