Financial lit comic

Financial lit comic
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  • What the heck are those? This all seems too complicated.  
  • I’ve never heard about that, all my savings are hidden around my house. Oh, did I say that out loud??
  • In that case, you REALLY need some help.  There’s a couple more options for you that are pretty basic... there’s a Roth IRA and a 403b.  
  • well, we really aren’t all that eligible for a 403(B), because we work here in this office.  I personally have a few roth IRAs set up, and add my retirement savings to those. Better start saving now and do some research on these before you decide.
  • Wow Leeroy, these really do make a lot more sense than stuffing cash under my mattress.  I will definitely have to look into those! Which one do you prefer? 
  • They really are pretty simple! A 403b is pretty similar to a 401(k)! However, the main difference is that a 403b is for government employees. A Roth IRA is generally tax free and its after tax income. There is a $6000 limit but there are no penalties for withdrawals and no heavy taxes.
  • That’s okay, when you’re retired you’ll have plenty of time for reading, especially prescription bottles!
  • Leeroy, I have no time for studying or reading!
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