34 year olds parents Connor and Natalie loves watching lacrosse. It was their favorite thing to do. They recently got their children, Ben and Danny who are 8 and 16 to enjoy the sport as much as they do. They both took time off of work as 1st and 5th grade teachers to take the kids on a nice vacation and to this lacrosse game.
When they got back from their fun filled vacation, they were shocked. Connor and Natalie's house was ruined while they were at vacation. A bad storm came through town and flooded the house with water.
Connor, Natalie, Danny, and Ben were all very upset after having come back from a fun time to their house being ruined. Suddenly...Natalie remembered something... They had recently started paying for Flood Insurance through FEMA, or Federal Emergency Management Agency!
Connor and Natalie had recently started paying for flood insurance since they live in North Carolina where floods occur frequently. Their town of Holly Springs participates in the NFIP or National Flood Insurance Program.
FEMA's National Flood Insurance Program was designed to lessen the impact of floods on property such as Connor and Natalie's house. They would be provided with money to pay for some of the damages to their house, but not all of it. This insurance is only offered to people that own property in locations that participate in the NFIP program, so it is a good thing Connor and Natalie live where they do!
Due to this government program, Connor and Natalie will save lots of money that they would have had to spent fixing their house and replacing ruined belongings! Now they only have to spend a little money to pay for damages. That is great for them, considering they work off of a teachers salary!
Connor and Natalie will start putting money in a savings account for other instances like this and continue paying for NFIP. This will help them feel safer when there is a potential for floods because they are insured and have money set aside for repairs if needed. They will continue paying for repairs over the next few months, little by little, which will help them get back on their feet again!