This is the family of James, Mary, and their 2 kids, Jared and Alex. They were a well off family, James was a doctor and enjoyed smoking, and Mary was a stay at home mom, both Alex and Jared went to school.
But unfortunately, James had passed from the lung cancer. Their family had lost a wage earner and a parent
Since they had lost a wage earner and a parent of the family, they were eligible for two programs, one for a lost wage earner and one for a lost parent, she consulted her financial advisor
With the total funding she received from social security, she was able to fund going to college and earn a bachelors
With her bachelors, she was able to land a job as a nurse, with that job she was able to help support her kids
With her job as a nurse, she supported their kids and their dreams, without social security, she wouldn't have had a jump start with education