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  • did you know a buget is a way of being intentional about the way you spend and save your money. 
  • that's awesome
  •  You should avoid spending unnecessarily on items and services that do not contribute to attaining your financial goals.
  • your right I should start pending my money on more important things
  • did you know By dividing your money into categories of expenditures and savings, a budget makes you aware which category of expenditure takes which portion of your money. 
  • did you know Budgeting allows you to plan to set aside money for emergency costs.
  • that's cool
  • and that's
  • n budgeting, you get to identify and eliminate unnecessary spending like late fees, penalties and interests
  • the end
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