OMG Rachelle! Look at that super cute purse. Lets go buy it.
Oh No, my mom is going to kill me.
You Silly Goose Emma, let me help.
Well first we should understand why your card got declined. It could be because you already maxed it out. Doing this also lowers your credit score which is bad, especially if you need loans. But Credit Cards are also good because they are convenient and you could get rewards with certain credit cards. Just don't forget the three C's of Credit. Character, Capacity and Capital.
Thanks for the smoothies Rachelle, now what do I do about my credit card