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  • Hey dani, whats a credit score?
  • A credit score is a 3 digit number ranging from 300-850 that determines to how likely you are to repay debt.
  • Ohh.  So i can change it, if i wanted to? Ya know set it to be at the highest number, right?
  • Yeah. Nice try but that's not how it works Keira... 
  • Ah dang. I thought i would have control over my own credit score.
  • Keira, you do have control. Your credit score changes based on how well you repay debt, and how early or late you pay on your bills 
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