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  • This is Elise speaking. My credit card has been hacked and I heard I have identity theft... what is that? And what is the value of a credit report?
  • Identity Theft is where someone wrongfully obtains anothers persons data for gain.
  • One step is Deter. This is preventing identity theft in the first place by avoiding carrying your credit cards all at once. 
  • The second step is Detect. This is when you identify your risk and take steps to solve the problem. You can start by checking your free credit report thoroughly. YES I KNOW FREE!!
  • Lastly you Defend. This is when you defend yourself from any more harm. You can store personal info. in a safe in your house so it won't get stolen.
  • Thank you so much! I will check my credit report and get it taken care of.
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