Identity theft is the deliberate use of someone else's identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person's name, and perhaps to the other person's disadvantage or loss.
I'm going to go get a coffee
Starbucks
Yea, my credit card number is 54674561
Time to make my new credit card. Time to go buy some new stuff!
Why is this payment on my bill? I did not buy these things! Someone has stolen my identity! I need to cancel my card.
This is why you should get a credit report. Jim found out that his identity had been stolen because he checked his credit report and say his payment history