Hey Buddy, I just got this check from my owner,but I don't think I have a checking account! I'll probably just visit a cash-checking store.
No Biscuit, that's a bad idea don't you know all of the downsides to cash-checking businesses?
Well one downside to check-cashing stores is that they get a cut of your check.
So what are the downsides to cash-checking stores anyway?
Fine, if that's not bad enough, cash-checking businesses are also extremely unsafe. Many muggers know that people leaving these stores often have a lot of cash.
Oh come on Buddy, that's not that bad. I'm going to the check-cashing store unless you give me some better reasons on why I shouldn't.
Alright Biscuit, if those reasons weren't good enough, the bank keeps your checks extremely safe, you can deposit you money very easily, and you aren't risking losing you check.
Seriously Buddy, I could take on anybody that tries to take my money. What other reasons do you have for me?
Yes there is, it's only five minutes away I'll help you set up an account right now!
You are right Buddy, I am very unorganized and will probably lose this check if I don't put it in an account. TThere aren't any banks near my owners house though!
Of course Biscuit any time!
wow, that was really easy and that I have checking account I know my money is safe and secure. Thank you Buddy!