Credit Report Comic

Credit Report Comic

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  • Hello, my name is Amaya Grimes!
  • Hello, my name is Evan Hart!
  • Today we are going to be talking about credit reports!
  • Lets get started!
  • There are three different types of U.S. Agencies, Equifax, Experian & TransUnion.
  • A credit report is a detailed report of a person's individual credit history.
  • The types of information needed to fill out a credit account are, date, payment info, account balance, etc.
  • The requires for information of a credit report are, consumer information, credit account information, inquiry information & public record information.
  • Three requirements for consumer (personal) information on a credit report are, name, date of birth, telephone number & etc. 
  • Types of inquiry info include Potential Negative and Typically NO Impact. 
  • Potentially Negative seeks additional credit and Typically NO Impact is no impact to you. 
  • Last but not least, the most common credit scoring systems are, FICO that range to 300-850 & VantageScore that range to 501-990.
  • When a person has a high credit score, they have a higher chance of credit payment. 
  • Now you have learned about Credit Report and Credit Score! 
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