personal finance 2

personal finance 2

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  • Dad, why are u sitting on the toilet sad?
  • because son, my credit is in the toilet and I don't know how to get it out
  • Maybe I can tell you some tips for your credit 
  • what do you know about credit and changing it for the better?
  • enough to tell you that paying minimum isnt good and u pay a lot of intrest...
  • oh.. well what should I do? 
  • and you can increase your credit by working more and paying better
  • First pay all you owe in the month and keep the grace period. 
  • also if you cant pay it all dont pay the minimum.  pay as much as you can 
  • ohh ok but what should I do with after that?
  • Just make yourself more credible and trustworthy and credit companies will like you 
  • thanks son, you got any other tips for your old man?
  • right.....
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