The setting takes place in Paris in the classic era. The main character is Mme. Loicel who is a really pretty woman but she was poor and not very happy
Mme Loisel gets invited to a special event, she gets all excited until she realizes she has nothing to wear her husband solves that problem and the she comes with another one, she has no jewelry to wear it with the dress then goes to a friend to borrow a necklace for the grand party.
The climax occurs when Mme.Loicel notices that she arrived to her house with her husband and without Mme.Foresteirs expensive necklace, they reviewed their steps, but found nothing.