If you paid attention to your fees and APR, you wouldn't be buried in credit dept.
You didn't maintain good credit, ma'am.
Your present self impacts your future self, ya know. If you looked for a low annual interest percentage rate your dept would be lower as well. Lastly, make sure you don't bury yourself in expenses you can't pay back. You have to make credit your friend, not your enemy.
Your right doctor. Thank you
I prescribe you with paying off your credit dept and to be more careful with your credit score.