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Well I have to say Lisa, I love the place! I would love to rent it.
While I would love to help you, I looked over your credit report, and I don't think I can let you rent it Jim.
Is this because I declared bankruptcy 8 years back? I feel like that will never go away!
Actually, declaring bankruptcy will only last 10 years on a credit report. But that's not the only reason.
What else could it be?
Unfortunately it has to do with your employment. You are currently unemployed, so Unless you can find a job, I don't know that I can trust that you will make your payments.
Yup. The 4 main sections of your credit report are personal info, credit history, credit inquiries, and public records.
That's on my credit report!?! What makes up my credit report?
Not only that, but your credit report makes up your credit score. Credit History and Utilization make up 65% of your score.
Wow, but how can I check my score without lowering it?
Actually, checking your score doesn't lower it!
Wow! Thanks for all the great info Lisa! I'm going to go out and get my credit score up, and improve my score and report!
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