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A checking account is high key the best thing to have, because it gives users easy access to their money through debit cards or checks.
Almost all banks offer a checkings account with a minimum opening deposit
If you really want to hit it out of the park, open a savings account at the same time and link them together!
Unlike credit cards, debit cards allow you to spend YOUR money, not borrow money from the bank then pay it back later.
Always check the bank's policy before opening an account with them, some charge you every time you use your card and always know how much is in your account to avoid overdraft or bounced checks.
Do you want overdraft protection and withdrawal fees? its only 25$ a month.
Always remember to keep at least 100$ in your account to avoid unwarranted fees and to be careful when writing checks and talk about the account with many different banks before deciding which one to use.
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