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Personal Finance
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  • Slide: 1
  • Applying For A Credit Card
  • We will have to first figure out what your credit score is
  • Hi Iḿ here to apply for a credit card
  • Having a credit card can help you build credit and rewards and more. A credit card can be much more effective then paying with debit or cash
  • Slide: 2
  • Student Debt
  • Mom I really want to go to a really expensive school
  • You really should do some research on multiple schools and think about the debt you will have in the future.
  • There is a point when too much debt from student loans is harmfulto personal finances. The cost of higher education ranges from a few thousand dollars to tens of thousands of dollarsper year. If you are unable to cover the cost with your savings and income, or through grants and scholarships, you mayconsider getting a loan.
  • Slide: 3
  • Paying With Credit
  • I will be paying with credit today
  • Credit cards are often more convenient and secure than carrying cash. As long as you can pay your bill in full each month. Credit cards offer you the chance to build up a line of credit.
  • Slide: 4
  • Pawn Shops
  • Before I walk into the pawnshop I need to make sure I have everyone done off the list. Have enough money to pay them back for the loanAnd I have read the fine print and understand the consequences.
  • You always need to make sure that you have a way to pay back the money you are borrowing from the pawn shop. If you are not able to pay the shop back they will sell the piece you left to pay the debt.
  • Slide: 5
  • Saying Money For Schooling/Retirement
  • That's such a great thing to do and a smart way to think
  • The money can be used to help pay for expenses related to education after high school, such as tuition, books, tools, computers, transportation and rent. This helps the students leave college debt-free.
  • Slide: 6
  • Filing Taxes
  • Hi there I am here to get professional help filing my taxes. I want to make sure I do it right
  • An accountant, bookkeeper, or other income tax professional can ensure you've claimed, deducted, and filed everything you need to.
  • Slide: 0
  • Hey mom, I'm gonna save 10% of my pay check for when I go to university
  • I'm here to help and can insure you that you will be well looked after.
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